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Financial health

Change your financial life

What does a financial sound life mean to you? Do you know that financial wealth does not always have the meaning of fancy material things? For some it might and it is absolutely fine to own the most expensive items in the world or buy expensive stuff is fine, it does not equal a guraranteed success.

Just like most other things in life it is a matter of knowing what you have and adding on to it. If you do not feel like adding on to it then leave it forever.

Finances however is something we all need and when you gaing control over it then a lot of things seems to fall into place.

So what exactly do you own? Do you own anything or is the debt larger than the assets? How much better would it be if you just increased the income with 10%? Not many people know those answers although if they did, and started working on it then the next level of life will come accordingly. Simply because your income is related to how much, or how many, people you help.

So how could you help just a few more people with a bit more effort? Or maybe it even just requires to be using the same time a bit more efficient? If you spend five minutes just thinking about how to be more efficient in the work you already performes then most likely the answers will be there right away.

What if your next vacation was already secured 3 months before departure? What if you could get enough money ready so when the dream house came for sale you could simply go an by it? People do it every day.

I have a friend that has a dream about buying his moms childhood house back in honor of his family, currently he does not have any savings. He has 2 obstacles and the savings is not one of them. The first one is that he does not accept any new ideas about increasing his income and second, he has no clue about how much he actually has in assets. He forgets that one of the best assets anyone has is the skill of gaining knowledge in the areas we choose.

5 simple steps to just about anything, also financial comfort/freedome:

  1. Find out what you have
  2. Find out how much you want and gaing knowledge
  3. Use knowledge to increase
  4. Get good at spending it to continue the increase
  5. Don’t quit

How to find your financial status:

In this post you will find a pdf file attached to help you out with the very basics in this area of knowledge. We are not talking accounting or any fancy calculations so there is nothing to be afraid of!! This will be simple and the answer will be your baseline for improvement.

There is only 4 things you need to know:

  1. Income
  2. Expenses
  3. Liabilities (debt)
  4. Assets (what you own that can be sold or increase your income)

When put into the system it will give you answers that can change your life completely if you only commit to increasing your assets. This can be done in a few ways, ususally it starts with increasing income and only spending money on something that will give a financial gain in the future. It may be education, real estate, tools to improve your business or paying down debt to have less interest to worry about. The important is to start with what you have, regardless of the amount.

 

So get honest, find fram all your stuff and spend a bit on the added pdf, set a goal and keep speeding up the boat!!

Shortcut to PDF:

Get your finances under control

 

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My story

Thank you for taking some time to check out this homepage. In order to make this usefull i may be important for you to know why this page was created in the first place.

Nothing would please me more than to help you out in improving your life and really start to live. To be honest with everyone it is no doubt that my own life, until lately, have been equal to a boat just drifting on open water that gets into a random port every now an then. But I also think that a lot of people feel the same, and if I could ever influence a child or a family to support a wealthy and concious life.

Have you ever asked your mom this question:

  • What is it that you regret in life not doing
  • Do you think your parents lived the life they really wanted?

 

I did ask the questions and it did lead us into a very good talk regarding the subject of living your own life. If my granddad had followed his own choice the path of our family would have been completely different. And there is no doubt in my mind that it would have been a lot better!!

My granddad ended up being a farmer because his dad talked him into it. At that point he had already started as a flight mechanic and loved his choice. How I wished he had kept his promise to himself!!!

I do not hold it against him because he most likely had the best of intentions, however it continued the habit of keeping the farm in the family. There is nothing wrong when someone follows in the footsteps of a relative, however doing if just to keep the relative quiet puts a questionmark on it.

What if he had sold it, gone for his dream and showed his children how to do the same?

How does your life fit into this story…….

So dare to live your life, and encourage others to do the same!! Greet people that dare something and salute them, assist them back and make them try again if they fail. We truly need people to step up to the front of their life and be proud of it.

I really wish that this small page in a vast world of internet can strike someone and make their life worth dying for.

Being satisfied the last day of a life has to be the ultimate goal.

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Prepare for your future

HOW TO DREAM BIG

The best advice to give anyone that wants to grow in any way only contain three steps

  1. Dream big
  2. Get knowledge
  3. Action

Nothing is more rewarding to me than to watch someone reach a new milestone or achieve something new in life, and this is my way to try and help as many people as possible to do just that.

Most people do not even know that dreaming and having a fantasy is really what starts anything new, the problem would be that not enough people get to the “action”-part because the “knowledge” part seems too big. The reason it is too big is usually that we try to do things that someone else would do better than us. Just imagine Tom Cruise dealing with the camera, sound and acting at the same time. It would be impossible in the same way that a jet fighter pilot is not performing the mechanical work on the plane.

You have to settle with your part of the project.

1. YOUR DREAM

Your dream is who you want to be and a lot of people are trying to find their purpose in life although the answer is not in front of their eyes!! It is behind the eyes.

It is in your dream.

Your dream and goal is really the same thing although people tend to give a goal more value than the dream. When Elon Musk put his mind to launch SpaceX it could not have been anything else than a fantasy. To make the progress and keep making it is controlled by him getting the dream into a goal that a team pulls towards.

The difference between a dream and a goal is that the goal is published and a team can see it and work towards it. The dream is only for the dreamer. If your dream is to write a book, then it is a dream until you at least acheives the aid of someone who either made a computer or a pencil. If you first would have to make the computer the whole ballgame would have changed, but since the computer at some point was someone elses dream it makes your journey a lot easier.

As you are reading this post there is most likely a submarine several thousands meter below the sea level and a aircraft equally high above the sea level.

Once a dream, now a goal. Once in a mind, now in progress.

Since you do not know anything about your future it is fair to consider any dream a bit one since no one knows if they will be able to fullfill it. And who knows how long it takes to realize the dream and finish the goal is equally unknown but in order to measure the progress it is very helpfull to have a timeframe and a date it should be complete.

 

2.KNOWLEDGE

Once a dream starts to make it’s way into the real world it becomes really essential to gain knowledge and often this comes in forms of books or online search. In todays world the information is “everywhere” in the form of video, blog, books, pdf, podcast although in my opinion the most important source is another human being. I do recommend reading “Think and grow rich” by Napoleon Hill and the chapter that explains a Mastermind.

According to the book, a Mastermind is a mind created by two or  more people working together towards a result.

A book do contain a lot of knowledge and will definetly help you on the path towards your purpose and goal, however it seems to sometimes be a limiting factor if you try to perform everything in the book yourself.  Books are essential for inspiration and problem solving so it should always be a part of your life.

One can simply never achieve anything purely by one self. You can build your own house, but someone has to cut the wood or plant the trees that provides the wood. Even if it is nature itself.

A tree does not know how to read a book however in the cooperation with other sources it is capable to make leaves, berrys, apples, oxygen and a lot of other helpfull results. Knowing where the resources are is more important than to read all the books in a library. If the resources to a tree is missing (i.e wrong temperature) then the tree will simply not grow.

If someone wants to make a steel pipe but have no access to steel it will not happen. Read some books and find people with knowledge that will get you towards your dream, it is just like sunshine in the spring. It will give you the summer.

 

3. ACTION

Action is when the train starts to move and just like a fire it starts slow and gains momentum. The same with the journey to your dream that have some knowledge attached to it. As you gain knowledge the speed will increase and the foundation will become larger.

Compare it to a pile of sand that you keep adding more sand to. It becomes wider at the base and grows taller once the base is big enough and if you stop working on it, it will deteriorate as time and nature takes it back. To maintain it will take less effort than constantly building it and if you ever find that moment you will feel wealthy. However most people quit before they are even close to reaching the potential height of the pile of sand.

Action is to find the only way to get as close as possible to fullfill your dream and sometimes it leads to people that can add something to your journey or show a quicker way to do it. Sometimes although people will try to stop your action in various ways and it will be very tempting to retreat and stop the action. Then ask yourself: “will this make me leave the pile of sand just so someone else can use it as free foundation”? You only quit due to others opinions if you do not have enough knowledge to keep your dream in front of you in your own mind. Because the dream is only yours and who you bring along on your own journey will define how close you will get to it.

Your dream is your soul talking to you, the knowledge is by choice.

Remember always: You can do it!

Free self development plan:

 

Self development plan

 

To be continued.

 

HK

 

 

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Confidence

The other day I came upon a man that was running a cabin rental business and a restaurant up in the  mountains of Norway. This place is on the very to of the mountain and it is usually fully booked throughout the seasons.

We started talking about big and small stuff, one of the things we talked about was the fact that quite a few people could not stand the silence that occurs when taking a short trip (less than an hour) around the cabins.

We kept talking and a few days later the reality occured to me. People that can not listen to their own voice is truly in lack of confidence. Confidence in my opinion is the ability to listen to your own voice, set goals that truly is only for yourself and set the course for your own life. Confidence will also control the ability to feel safe when being alone.

The execution of confidence will be self respect. I you with confidence writes down a goal and has the self respect to acheive it without having someone else to destroy the target. Set a goal that feels YOURS and you only own it. Just like Bob Proctor says. Go somewhere quiet an write down what you really want. The key word is “you”, now anyone else.

Listen to your inner voice, set goals and be on alert for those things that will get you closer to the goal. Listen to your own voice, it will be loud when the confidence is preset.

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The inside denial

You are great! That’s what they and have always said about my photography skills. I have always liked to take pictures without knowing why, when I was about 13 years I took a picture in the Norwegian mountains that made me proud. It had snow, sun, mountains and everthing was in my mind perfect. My dad promised me that one of the pictures from this trip would be developed, enlarged and put on the wall. I showed him my proud picture and he picked another one and put it on the wall. Every time I walked by it my thoughts was “I do not get to show what I am proud of, instead what is on the wall would be another persons opinion”. Being young and going against my parents was not my strong side so the picture did not move from the wall. However it reminded me about the disapointment I felt.

 

I don’t know if this is the reason but for as long as my memory allows me to remember, it has been a small refusal or denial whenever someone talked in a good way about photography. And there is more than likely a lot of people that have the same issue. You want to do something but kills it right away, someone tell you that you are great at something however the positive impression is turned around in a second. You kill the idea and dream and steps on it just to make sure the estimate of it being wrong becomes a fact. WHY?

I do it all the time. How about making a checklist for your mind every time something pops up in your mind.

  1. Does it bring me closer to my goal: I not, then forget it. If yes do something with it right away!! AT LEAST write it down.
  2. If the idea might help someone else that you know just pass it on and let them have the benefit if they choose to do so.

 

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44 and finished?

I’m fighting, really fighting. My kids are in the back and my girlfriend is next to me and I am almost crying. Is this the way it was supposed to be? No money in the bank and not being able to afford anything?

I really think that I am not the only one and it shows very clearly when the suicide rates are increasing among men and the honest truth is that someting just do not work. And now I can see why and it is not supposed to be an excuse for anything however if this can help someone it would please me.

I called the bank and asked if they could help and they declined since I have two kids and according to their excel sheet, it is too expensive for me. I have never missed a deadline in my life on a morgage and the very reason I am asking for help is to avoid it in the future. I am stuck and smile when the kids come downstairs in the morning although on the inside I am split apart like a zipper on a jacket. I don’t give up and this may be the very thing that have put me in this position. Even when things clearly do not work I still hold on hoping it will turn.

My mind plays this trick on me “they don’t mean that”, “she will change”, “I will find a solution”. What really happens is that I often becomes influenced by other people before they even have said anything. “she won’t approve that”, “he will get after me for that”, “I want to change my life but i don’t have the money” and this is without even having the person in the same room. Everyone has the same problem and it really holds them back in any perspective of life. This is a reason why people loose their self and gets so far out in the woods that it is hard to get back home.

To many people fights for their financial foundaition since this is more important than the physical world. It is a broad statement however in many cases it is true. We become slaves to the economy and hence measures our life compared to others. And to no surprise. I went to the bank in order to be able to buy clothes and shoes for my kids, and not because I enjoy the morgage. Being in my mid 40tys and just had my first bankrupcy and having no experience with such failure it really is a struggle to convince others that this is a tough period and it will pass. It is a financial winter, the trick is to have enough firewood to heat the food and keep warm. Money is todays firewood.

Do I quit? NO. But honestly, it would probably be better to have a shoulder to cry on sometimes, even at 44 years old, than to buy a coaching lesson from someone. I think grown men sometimes need just that, I have been tough and kept my face straight for years and it just does not work. In order to get back up sometimes you need to sit down first. And when you find someone that is willing to sit down and just let all your fuses and safety valves break and open to shut down for a little bit, it helps with getting back up.

44 and fighting. Reading all the good advices and taking courses to improve and I know there are more people of the same. The other day I stoped by another mid life man and jokingly said that maybe his daughter would grow up to become an electrician just like himself. He replied “I hope not”. It proves to me that more people struggle with regrets of their former choices and it is probably the biggest disease we have on this planet.

I really want to travel, I want to grab my kids and get on a plane to somewhere and show them that this is an amazing place. Show them that the oportunities, creativity and inovation that they can not see in the daily life do exist. Not only on a screen, but it is real!! I want to show them the biggest building in the world, the greenest grass, biggest farm, importance of the rain forest and how nature is put together and balanced. I want to find out who I really am and if there is a better version of me, locked up inside of me but scared to show itself for others. I want to buy old buildings in USA and elsewhere and turn them into places where people can visit and see fot themselves that it can be done! I like the soul of the work better than the finished result. The reason for the rich man to have a clean home is that someone empties the trash can on the curb.

But I am held back by the feeling and the impression that a good family sticks together. I am accepting that I need to limit myself and not go places because my girlfriend wants to live the life of her mom. My granddad wanted to be a aircraft engineer, he even rented a house and started the work however, in order not to disapoint the pride of his dad, he went back to farming insted of going for his dream. I do not think i he went back in order to save the farm, he went back to avoid the fights of the family and to do what someone else expected of him. I can almost hear my great granddad preaching for his son that all he had been fighting for would be lost if he didn’t get back home and saved the family pride.

I will never know the true story, but when I bought the farm to save it from being sold to someone outside the family, my granddad was disapointed that his lifes work did not leave much financial return. He farmed the best he could and did everything seemingly right for the family. He took care of everyone and took care of his land better than anyone. But I think he lived his whole life based on a choice of pleasing his dad. And for all I know maybe his dad did the same thing. Maybe the habit of being stuck can be traced for generations? Maybe the men in their 40tys just did not let go of the former generations habits? A slave is someone that sacrifice his life for the integrity. In other words, he would rather have a poor life and follow others opinion rather than die.

It is interesting that we turn ourselves into slaves for others in a world that do not demand it. We feel it being wrong to follow our own voice. We want to be happy howver we wrongfully believe that commiting to others peoples lack of respect for a free choice is more worth than helping others in the way we choose.

If I don’t go for what I want, I will please one person. If I do follow my passion I can please millions of people. And maybe the people I am trying to please the old way is not even above ground? Am I pleasing the dead instead of loving the living? No wonder my life is depressing, no wonder I feel lonely. No wonder I some days want to live among the dead.

I see now the insanity in it. My feeling is connected to my genes. My habits are formed by bad habbits of my former generations. If just one person in my family would have gone for their dream (now thinking about it, my dad actually did however never got acknowledged for it). I now see that my dads family have more of the creator in it. They live on family ground however the old buildings are gone, the life they lived are remembered and honored however the life itself is their own. We all come from two families that most likely is totally different. So far I have followed the one that, in the past, did not go for their own integrity.

How do I become the link in the chain that by choice breaks and releases the possibility and proves that breaking is the best thing you can do. Break loose and let other do the same. Living on other peoples lack of the same thing. We ususally thinks of a slave as a poor person and the master of being evil due to his punishment of others.

 

Then why do we enslave ourselves and punish ourself? We are the poor and the evil to ourselves. The oposite is rich and helpfull. You can help more people by showing them what you love, and showing them can only be performed by doing what you love.

The work is in breaking the chains that have kept generations locked up. How do I do that?

 

I will try to write that out in the next post. Keep on, find out what you want.

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Day two!!

Feeling the change in finally having a goal set for this month and the important thing now will be to act quick and make decissions.

I am on the right path and my 30 + minute walk is done and I have paid off all bills in order to have complete control of my finances. This may not seem like a revolution, however to get a system for the small things makes for a good foundation.

So one of my tasks is to work consistent in order to more sources of income. So I registered for a photo exibition, shooting pictures at a offroad bike contest and created a page with portofolio online. The portofolio was shared on a facebook page and the progress is ongoing.

Only thing left today is to make a “to do list” for tomorrow. The key nowadays will always be ACTION!! Acting on ideas and hunches, keep developing new stuff and creating new ideas for more ways of making money.

Life will be busy, but 2020 will be a gamechanger!!

Oh, and at the very end. I did schedule an appiontment with a financial councelor in order to get more out of my money. This will happen on Monday.

HK

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Day one

I woke up this morning with a clear message in my mind. You have to gain a complete status of who you are when it comes to 1. finances and 2. Physical Health.

So I started this morning with two Excel spreadsheets, one with finances and one with measurements and weight. My first goals for this year is now set, triple my income and loose 19 kg of weight. I have also manifested a few things I want in my life and although it may need som adjustments, it certainly makes me feel like life is turning already!

My work from today is to find the way to the goal, however as Steve Jobs so famous stated “you can only connect the dots looking backwards”. My aim is to start making dots:-)

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HEALTH

“Without health you have nothing” is a common saying among people and to me it is true. I now weigh about 108kg and about 3 years ago the scale showed 90kg. No question about it, at 90kg I proudly presented myself and gained confidence every day. I had my routes timed and it was a constant challenge to get a bit better, every second early was a big victory.

One of the main reasons for this was that in 2016 I was diagnosed with Sarcoidosis in my lungs and it really hit me that this could become pretty bad. It was already pretty bad since my maximum efforts could be measured going up the stairs at home. I used it as a spring board to start working out and lost about 19 kg in a year, and kept the scale dropping. It all changed one morning and I will get back to you on this episode however it was a proof that I will change when the sudden mental pressure is high.

So I know I can. I am now back on the path I used to be and will start to work my way to 90 kg again. You see, there is a double victory in it. Number one being the weight loss, however the second is the fact that my medication is supposed to create an increase in weight and fat on my body. I proved it wrong before so my job now is really to replicate the happening.

But what happened?

I do belive in Bob Proctor and his team although I never (yet) did meet any of them. However in one of the first videos I was watching of Bob he explains the paradigm of our minds as a thermostat that makes sure everything stays the same. My brain was looking for a way out of this new habit and finally found it. That one event changed my priority in life from myself to my kids and at the same time my mind and body started changing back to “normal” and here I am. Stuck at 108kg. My breathing is better however my muscles are weaker so talking a walk is slower and demands more of my lungs than before. My starting point is in such a way better in many ways. The problem may be in feeling it as an easy task to reach the goal. Another stumbling block is to forget reality and belive it is already done before the scale shows the proof.

This is one of the major problems with people. They forget to live in the “now”. Your actions now makes the path of your results and acheivements. The effort and work is what happens before the goal is reached and many people do not catch this point. Most people when they pay with a credit card plans on making the money to pay it all back, however some puts in the work first and then get what they need.

There is no cheating with a body. Eat unhealthy and it will change you in one way, eat healthy and it will change you in a different way. If you eat unhealthy and plan on getting in better shape you will pay with spending more time than if you had a good diet. The difference equals the interest on a credit card. Spend first and then you pay more.

So my first plan on Health is to change my diet and take a walk of at least 30 minutes each day. I will eat sweets every now an then, but truth to be told, I now buy a candy every day and it needs to be changed to every friday and saturday.

An this starts my road to goal no. 4!!

Please follow me and the progress. And the expansion on my blog and other channels. I will keep you posted!!

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Purpose of a Generation

In my opinion, the only reason for starting a new generation is to improve and progress in the work that the previous one did. This is not to say that one generation has to work in the same profession.

The world has luckily changed for the most part and people may become what they want and not what the previous generation demands of them. My experience within this is very personal since my great granddad demanded that my granddad should move back to the farm instead of progressing as an aircraft mechanic. My granddad obeyed and became a really good farmer although never really felt proud or happy about it. This became clear as he got closer to the end of his life in form of being more angry, confused, sad and dissatisfied than ever before. He was a star in his profession, although it came with the price of a genuine life.

This is a very important lesson for the next generations!!! Become who you want to become, not one that someone else would like you to be!!!

Stars and getting to the stars.

The oldest calender that has been discovered so far is about 10 000 years old. Approx year 8000 b.c there was a calendar created using stars.

I would believe that in the process of making this calendar, the person had to be wondering how to get out to the stars or at least to the moon. And here we are on the same planet with ambitions to make footprints on Mars, travel around the moon on vacation!!

Just think for a second on the generations in between that progressed this idea and by greating anything from metal and electric wire to space suits and food to eat in space. Probably millions of patents had to be made for this idea to become reality.

And this is where the progressive system of generations comes in. Edison invented the lightbulb, however his kind of a lightbulb is being reengineered nowadays into LED lights that requires a fraction of the energy that the old ones demanded.

The bow and arrow has progressed to long range missils, the first black and white photo (or at least what can be called a picture) has progressed to a camera with taking pictures of a night sky full of stars.

I am looking forward, through this website to show and work with the growth that follows generations. The progress may feel incremental in the daily experience of people and things. However it will be a pleasure to bring forward what has been done, and show the child of today how important it is to add value to what is already working. And it all starts with an enviroment wich allows the child to think and then act on the solution he or she finds correct.

Welcome to us at enteranywhere.com!!